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    Terms and Conditions 
    These Website Standard Terms and Conditions written on this webpage shall manage your use of our website.
    These Terms will be applied fully and affect to your use of this Website. By using this Website, you agreed to accept all terms and conditions written in here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.
    Minors or people below 18 years old are not allowed to use this Website.
    Intellectual Property Rights
    Other than the content you own, under these Terms, Alliance Agency, LLC and/or its licensors own all the intellectual property rights and materials contained in this Website.
    You are granted limited license only for purposes of viewing the material contained on this Website.
    Restrictions
    You are specifically restricted from all of the following:
    •	publishing any Website material in any other media;
    •	selling, sublicensing and/or otherwise commercializing any Website material;
    •	publicly performing and/or showing any Website material;
    •	using this Website in any way that is or may be damaging to this Website;
    •	using this Website in any way that impacts user access to this Website;
    •	using this Website contrary to applicable laws and regulations, or in any way may cause harm to the Website, or to any person or business entity;
    •	engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website;
    •	using this Website to engage in any advertising or marketing.
    Certain areas of this Website are restricted from being access by you and Alliance Agency, LLC may further restrict access by you to any areas of this Website, at any time, in absolute discretion. Any user ID and password you may have for this Website are confidential and you must maintain confidentiality as well.
    No warranties
    This Website is provided "as is," with all faults, and Alliance Agency, LLC express no representations or warranties, of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.
    Limitation of liability
    In no event shall Alliance Agency, nor any of its officers, directors and employees, shall be held liable for anything arising out of or in any way connected with your use of this Website whether such liability is under contract.  Alliance Agency, LLC, including its officers, directors and employees shall not be held liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.
    Indemnification
    You hereby indemnify to the fullest extent Alliance Agency from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these Terms.
    Severability
    If any provision of these Terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.
    Variation of Terms
    Alliance Agency, LLC is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review these Terms on a regular basis.
    Hyperlinks
    Links from fami.com to third-party sites do not constitute an endorsement or approval by the Farmers Alliance Companies of the parties or their products, services, or publications.
    Assignment
    Alliance Agency, LLC is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
    Entire Agreement
    These Terms constitute the entire agreement between Alliance Agency, LLC and you in relation to your use of this Website and supersede all prior agreements and understandings.
    Governing Law & Jurisdiction
    These Terms will be governed by and interpreted in accordance with the laws of the State of Kansas, and you submit to the non-exclusive jurisdiction of the state and federal courts located in us for the resolution of any disputes.
    
    
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    Privacy Policy 
    Alliance Agency, LLC operates this website, which provides insurance information and other insurance related services.
    This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our website.
    If you choose to use our website, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving our services, obtaining insurance quotes, policy information, and other insurance related activities. Providing your personal information does not automatically qualify you for any kind of insurance coverage. We will share your information with authorized third parties to further your request for a quote or to obtain coverage in the future, or to market products and services by third parties that we think may be of interest to you. We will not use or share your information with anyone except as described in this Privacy Policy.
    The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at www.allianceagencyks.com unless otherwise defined in this Privacy Policy.
    Information Collection and Use
    For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and email address. The information that we collect will be used to contact or identify you.
    Cookies
    Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.
    Our website uses these "cookies" to collection information and to improve our Service. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
    Service Providers
    We may employ third-party companies and individuals due to the following reasons:
    •	To facilitate our services and products;
    •	To provide marketing or informational services on our behalf;
    •	To perform related services; or
    •	To assist us in analyzing how our services are used.
    We want to inform our users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. 
    Security
    We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
    Links to Other Sites
    This site may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
    Children’s Privacy
    Our Services do not address anyone under the age of 18. We do not knowingly collect personal identifiable information from children under 18. In the case we discover that a child under 18 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.
    Changes to This Privacy Policy
    We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page
    Contact Us
    If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.